Manager Wholesale Credit Approval - Global Funtion

Job ID
192492
Location
Jakarta, Indonesia
Area of interest
Risk and Compliance
Job type
Permanent - Full Time
Work style
Hybrid Working
Opening date
12-Jun-2023
Closing date
26-Jun-2023
Job Advert Details
Some Careers Shine Brighter Than Others.
If you're looking for a role that will help you stand out at HSBC, take a look at how you can fulfil your potential.
Global Risk is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management. The team actively manages a varied and dynamic range of risk types, including security, fraud, information security, contingency, geopolitical, operational, credit, pension, insurance, financial crime and regulatory compliance, market and reputation risks. All parts of the Global Risk team use their skills, insight and integrity to handle established threats and those they see emerging, acting to protect and enable HSBC to deliver sustainable growth.
We are currently seeking an experienced professional to join this team in the role of Manager Wholesale Credit Approval.
Responsibilities:
Reporting directly to Wholesale Credit Approval ('WCA') Team Lead 1. This role has primary responsibility of credit risk management in regional(s) assigned to him/her, including credit review, recommendation and approval of Good Bank credit proposals originating from Mid-Market Corp, Large Corporate, and Multinational segments.
Also acting as Approver for credit proposal within the Individual Approval authority limit or as Recommender if beyond. Additionally, he/she provides guidance on risk appetite and very often arrange the loan structure.
Maintain close relationship with Wholesale Credit Risk (WCR) and Special Credit Unit (SCU), both under Risk Directorate to, from time to time, ensure an acceptable level of credit quality. Actively participate in managing watch list (WWM) accounts through participation in periodic WWM meeting and upon annual review, WCA can provide feedback on early warning signs identification and recommend the related accounts to be included in WWM accounts.
In addition, WCA is also attached to the following roles:

• Provide inputs and involved in the development of policies, procedures, products and people, and various initiatives for the improvement of credit process.
• Provide guidance to Business Units on the bank and group's risk appetite and regulations/policy as well as regulatory requirements;

Qualifications
To be successful in this role, you should meet the following requirements:

• Well-developed analytical skills and writing skills.
• Having strong credit knowledges and solid understanding on financial statement analysis and financial products (including trade facilities).
• Knowledge of local regulatory / law of specific subjects, and risk appetite and practice of competitors are desirable.
• Fluency in English (writing and speaking).
• Min. 3-5 years' worth of experiences in the credit analyst/approver/reviewer roles from reputable global/regional financial institutions, with focus on Commercial and Corporate/Wholesale Banking segments.
• Good Communication and interpersonal skills.

You'll achieve more at HSBC
HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.