Am - Risk Portfolio Policy Analyst (Hybrid)

Job Id: 23672392

The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Responsibilities:

• Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
• Build working relationships with various teams across the bank, including deal, coverage and product teams
• Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
• Assist with portfolio review preparation and conducting stress tests
• Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• Proven ability to work with little direction and in a team
• Experience in financial analysis, accounting and valuation
• Consistently demonstrate clear and concise written and verbal communication
• Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
• Demonstrated accountability, self-motivation and business acumen
• 0-2 years of experience in credit risk analysis or corporate banking

Education:

• Bachelor's degree/University degree or equivalent experience

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Job Family Group:

Risk Management

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Job Family:

Credit & Portfolio Risk Management

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Time Type:

Full time

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