Credit Risk Portfolio Analyst Jobs

Experienced in financial analysis, portfolio management and strong analytical skills.

Requirements (Education, Technical Skills, Relevant Experiences)

Minimum 5 years working in Financial Institutions, minimum 2-3 years work experience related to financial analytics, portfolio management and provisioning

Providing the money supply team on partner’s request and portfolio management in order to support the money supply projects.

Self-starter, adaptive to dynamic changes, punctual in deliveries, good self-management, proactive, meticulous, and self-motivated.

Working closely with the RGM and Finance team in relation to budgeting and reserve as credit risk PIC.

Should have at least 2 years of experience in Credit Risk management

Have an experience with credit system and database to monitor and manage credit portfolio

Have a knowledge in credit underwriting process and credit decision

Review and analyze credit portfolio quality to meet the risk appetite and company goals

Able to work in individual or team

15+ years of experience in credit risk management or equivalent training

Track and report on initiatives, performance results, emerging trends and opportunities to senior management

Lead and develop a team of risk analysts and manage complex/critical/large professional disciplinary areas

Manage risk levels for the entire credit/valuation spectrum across multiple products and retail formats consistent with program financial goals

Experience in the financial services industry preferred

Proven negotiation skills often used at a senior level

Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution

0-2 years of experience in credit risk analysis or corporate banking

Experience in financial analysis, accounting and valuation

Bachelor's degree/University degree or equivalent experience

Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections

Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses

2+ years experience with data analysis experience in e-commerce/fintech company, prefer with credit analysis experience

Logical thinking, proactive, strong communication skills, good at teamwork

Bachelor degree or above which is relate to economic, mathematic, and statistics

Fluent with hive SQL, familiar to use Python, SAS. R. spark, etc for data analyzing

Master statistical methods and tools, and familiar with the methods of statistical testing of models

1-2 years experience with data analysis experience in e-commerce/fintech company, prefer with credit analysis experience.

Logical thinking, proactive, strong communication skills, and a team player.

·Strong written and verbal interpersonal English and Bahasa Communication skills

·Good interpersonal and decision-making skills

·1 – 2years of demonstrable experience

Responsible for daily monitoring business system, include entire business process and regularly report the business & risk control situation.

Experience in formulating risk strategies for online small and micro loan products is preferred.

Monitor and analyze business operations, analyze the effectiveness of strategies, and discover risk characteristics and strategies

Improve the monitoring system and reports, real-time observation changes in indicators, periodically analyze and measure risks, and formulate risk strategies

Third-party data evaluation and analysis, output evaluation report, and application plan to solve business problems

Responsible for strategy deployment and online verification, output strategy crown pick and verification report

User risk profile analysis, customer group change monitoring and model performance monitoring.

Experience in a Reservations/Yield Management Environment is desirable. Fresh Grads with high analytical skills can be considered

Proven knowledge of Revenue Management Software Systems and Property Management System (Opera) is a plus

Complete regular system audits and recommend updates to the Portfolio Revenue Manager

Advanced Microsoft Office knowledge, particularly Excel and PowerPoint

Strong research and analytical skills

Excellent verbal communication, report writing and presentation skills.

Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution

2-4 years of experience in credit risk analysis or corporate banking

Experience in financial analysis, accounting and valuation

Bachelor's degree/University degree or equivalent experience

Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections

Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses

You must have knowledge and experience of working with SQL at least 2 years

You must have experience in lending business at least 2 years

You must have good communication and adaptive skills, be responsible and discipline in data providing

You will support existing dashboards to track daily collection productivity

You will create new monitoring to oversee new processes and strategy changes

You will participate regular budgeting process and do model for related Collection Cost

Manage root cause analysis on credit risk exposure attached at bank’s credit portfolio.

A minimum of 5 years’ hands-on experience in retail credit portfolio analytics.

Experience in digital banking and/or financial technology companies will be a significant plus.

Strong analytical and problem-solving skills.

Excellent communication and interpersonal skills.

Identify, calculate, analyze and monitor the Early Warning Signs of credit deterioration

Experience in formulating risk strategies for online small and micro loan products is preferred.

Monitor and analyze business operations, analyze the effectiveness of strategies, and discover risk characteristics and strategies;

Improve the monitoring system and reports, real-time observation changes in indicators, periodically analyze and measure risks, and formulate risk strategies;

Third-party data evaluation and analysis, output evaluation report, and application plan to solve business problems;

Responsible for strategy deployment and online verification, output strategy crown pick and verification report;

User risk profile analysis, customer group change monitoring and model performance monitoring.

1-3 years experience with data analysis experience in e-commerce/fintech company, prefer with credit analysis experience

Logical thinking, proactive, strong communication skills, good at teamwork.

Bachelor degree or above which is relate to economic, mathematic, and statistics

Fluent with hive SQL, familiar to use Python, SAS. R. spark, etc for data analysing

Master statistical methods and tools, and familiar with the methods of statistical testing of models;

1-3 years experience with data analysis experience in e-commerce/fintech company, prefer with credit analysis experience

Logical thinking, proactive, strong communication skills, good at teamwork.

Bachelor degree or above which is relate to economic, mathematic, and statistics

Fluent with hive SQL, familiar to use Python, SAS. R. spark, etc for data analysing

Master statistical methods and tools, and familiar with the methods of statistical testing of models;

Experience in formulating risk strategies for online small and micro loan products is preferred.

Monitor and analyze business operations, analyze the effectiveness of strategies, and discover risk characteristics and strategies;

Improve the monitoring system and reports, real-time observation changes in indicators, periodically analyze and measure risks, and formulate risk strategies;

Third-party data evaluation and analysis, output evaluation report, and application plan to solve business problems;

Responsible for strategy deployment and online verification, output strategy crown pick and verification report;

User risk profile analysis, customer group change monitoring and model performance monitoring.

Experienced in financial analysis, portfolio management and strong analytical skills.

Minimum 2-3 years work experience related to financial analytics, portfolio management and provisioning and minimum 5 years working in Financial Institutions.

Providing the money supply team on partner’s request and portfolio management in order to support the money supply projects.

Self-starter, adaptive to dynamic changes, punctual in deliveries, good self-management, proactive, meticulous, and self-motivated.

Working closely with the RGM and Finance team in relation to budgeting and reserve as credit risk PIC.

Experienced in creating senior-level presentations materials, and complex yet clear reports.

Bachelor's degree or equivalent experience at least have an internship as business analyst

Running campaigns / marketing programs

Creating reports / tracking data (MIS)

Analyzing reports, results of marketing campaigns / programs and various other data

Running several projects within the Business Unit Card and Loan Portfolio environment

Fluency in Microsoft Office suite (Outlook, Excel, Word, PowerPoint, etc.)

· Having at least 1 years banking experience as Risk Analyst/Account Officer/Relationship Manager in SME Banking;

· Preferably graduated from Officer Development Program (ODP) or Management Trainee (MT) Program from reputable bank;

· Certified in Risk Management

· Having good knowledge in Credit Analysis, Trade Finance, Insurance, Guarantee & Treasury;

· Directs the overall performance of risk management procedures

· Defining issues in risk management procedure

Holding minimum S1 preferably in Finance, Banking, Management, Accounting and Statistic or Mathematic from reputable universities;

Having at least 3 years banking experience as Risk Analyst/Account Officer/Relationship Manager in SME Banking;

Preferably graduated from Officer Development Program (ODP) or Management Trainee (MT) Program from reputable bank;

Having good knowledge in Credit Analysis, Trade Finance, Insurance, Guarantee & Treasury;

Directs the overall performance of risk management procedures

Defining issues in risk management procedure