Underwriting And Portfolio Management Lead

About The Role

To perform as a underwriting and portfolio management Lead of lending business: conduct risk assessment by considering company's risk appetite and regulations, manage credit analyst team to perform credit review, monitoring portfolio performance and improve policies to better evaluate the performances of accounts

What You Will Do

• You will collaborated with third parties for credit process services like KYC partner, insurance etc
• You will conduct detailed risk assessments for corporate customer / individual customer
• You will prepare and manage the SOP of credit review
• You will manage credit analyst team
• You will monitoring portfolio performance

What You Will Need

• You must have experience in analyzing documents, statistics, reports and trends of both internal and external data
• You must have experience in conducted detailed risk assessments
• You must have good communication and adaptive skills, be responsible and discipline in data providing
• You must have knowledge and experience of working with SQL will be an advantage
• You must have experience in lending business at least 2 years

About the Team

You will be part of international team with heads-on experience in all Credit Risk areas, where you will be able to learn best practices in Lending Risk Management overall and data analysis approaches from credit risk perspectives particularly

About GoTo Group

GoTo Group is the largest digital ecosystem in Indonesia with its mission to “Empower Progress’ by offering technological infrastructure and solutions for everyone to access and thrive in the digital economy. The GoTo ecosystem consists of on-demand transportation services, e-commerce, food and grocery delivery, logistics and fulfillment, as well as financial and payment services through the Gojek, Tokopedia and GoTo Financial platforms.It is the first platform in Southeast Asia that hosts these crucial cases in a single ecosystem, capturing the majority of Indonesia’s vast consumer household.

About Gojek

Gojek is Southeast Asia’s leading on-demand platform and pioneer of the multi-service ecosystem with over 2.5 million driver partners across the regions offering a wide range of services such as transportation, food delivery, logistics and more. With its mission to create impact at scale, Gojek is committed to resolving consumer problems and raising standards of living by connecting consumers to the best providers of goods and services in the market.

About GoTo Financial

GoTo Financial accelerates financial inclusion through its leading financial services and merchants solutions. Its consumer services include GoPay and GoPayLater and serve businesses of all sizes through Midtrans, Moka, GoBiz Plus, GoBiz, and Selly. With its trusted and inclusive ecosystem of products, GoTo Financial is open to new growth opportunities and aims to empower everyone to Make It Happen, Make It Together, Make It Last.

About Tokopedia

Tokopedia is an Indonesian technology company with a mission to democratize commerce through technology. It has been a driving force behind Indonesia's digital development since its foundation in 2009, with more than 99% of districts and empowered around 12 million merchants listed nationwide. With Nakama ranging all across Indonesia, Tokopedia aims to simplify the lives of many to #FindYourPurpose together.