Risk Policy & Procedure Manager

About Atome Financial

Headquartered in Singapore, Atome Financial is a consumer business unit under Advance Intelligence Group. The products under Atome Financial include:

Atome: A leading buy now pay later brand in Asia Pacific which is currently present in 10 markets and partners over 15,000+ top retailers. Key merchant partners include ZALORA, Sephora, Agoda, SHEIN and Zara.

Kredit Pintar: One of Indonesia's top digital lending apps, regulated and supervised by Indonesia's Financial Services Authority (OJK). Over 10 million downloads, 2 million customer reviews and with a 4.4-star rating on Google Play Store.

As part of the Advance Intelligence Group, a Series-D company and ranked No. 1 on LinkedIn's 2021 Top Startups List in Singapore with over 2,000+ staff worldwide, we are united by a shared vision and purpose: to Advance with Intelligence for a Better Life--for our customers, colleagues and communities.

Our culture is built on values that are core to who we are and what we stand for:

• We foster an INNOVATION mindset
• We achieve results with EFFICIENCY and excellence
• We embrace COLLABORATION to work across business lines and borders
• We uphold INTEGRITY in all we do
• We take pride in the QUALITY of our work

:

1. Manage company policies and procedures, synchronize the policies and procedures with all regulatory requirements and company’s risk appetite.

2. Produce, review, and update policies based on credit performance analysis as well as business opportunity and future strategy based on risk return optimization.

3. Perform continuous monitoring on portfolio performance and take necessary actions to ensure the quality of portfolio is within targeted parameter and benchmark.

4. Communicate and provide training on the policies and procedures to all functions.

5. Monitor and conduct audit as second line of defense to make sure the policies and procedures are properly implemented, any gaps are promptly identified and mitigated, recommend process improvement for better effectiveness and operational efficiency.

6. Collaborate proactively with all stakeholders to support overall business initiatives and strategy, including addressing various inquiries from OJK and funding partners, due diligence activities, etc.

Job Requirements:

1. Minimum 4 years’ experience in policies and procedures management in financial services / banking.

2. Have a good understanding of Indonesian regulations, law and industry practice.

3. Experience of front facing OJK or associations.

4. Good communication in English.

5. Willing to take on new challenges and work in a fast-paced environment.

6. Preferable Bachelor degree in Mathematics, Statistics, Actuary, Computer Science, Information System and informatics.

7. Experience aand capable of working with big data using SQL/Phyton, Power BI.