Field Collection Officer Jobs

Bachelor's degree in finance, business administration, or a related field. Relevant certifications in credit management or collections are a plus.

Provide regular reports and updates to the management team on collection activities, recovery rates, and portfolio performance.

Proficiency in using collection management software and other relevant tools to track and manage delinquent accounts.

Monitor and manage delinquent loans in the lending platform, ensuring adherence to internal collection policies and procedures.

Negotiate repayment plans, settlements, and other arrangements with borrowers, taking into consideration their financial capabilities and the company's objectives.

Strong understanding of collection processes, credit risk assessment, and regulatory requirements in the lending industry.

PT Grha Dana Bersama (AVANTEE) sedang membuka lowongan pekerjaan untuk posisi “

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2.Memiliki 1 tahun pengalaman di posisi yang sama. Diutamakan yang memiliki pengalaman di industri FINTECH

3.Memiliki kendaraan roda 2 dan SIM C

4.Kemampuan negosiasi dan penagihan yang baik

5.Memiliki pengetahuan terkait collection dan paham alur penagihan sesuai aturan dari OJK & AFPI

Experienced with similar position and monitor area for 3 years, will be an advantage from similar industry.

Supervise daily operations for all Field Collection team to monitor every activity is running properly

Monitor and review team's performance to ensure field Collection team meet their targeted result.

Distribute expected target to Team Leader and ensure Field Collection team received the target.

Monitor field Collection Team to ensure all the process in field team is comply with guidelines and SOP.

Coordinate with training team to ensure every team member will receive training based on feedback from quality.

Melakukan penagihan transaksi telat bayar (H+3Keatas)

Menjalin relasi yang baik dengan konsumen dan eksternal

Melakukan monitoring dan menangani kelancaran tagihan pembayaran konsumen

Mendatangi konsumen yang bermasalah karena telat melakukan pembayaran

Mencapai target yang telah ditentukan

Bersedia mengikuti peraturan internal yang berlaku

Mengembangkan strategi untuk meningkatkan jumlah penagihan yang berhasil terhadap utang yang belum diselesaikan.

Menetapkan tujuan yang sesuai dengan tujuan bisnis perusahaan dan mengoordinasikan staf untuk terus memenuhi dan melebihi tujuan tersebut.

Menjalankan laporan dan menganalisis data yang berkaitan dengan departemen penagihan, dan membagikannya dengan staf eksekutif serta manajer staf departemen sesuai kebutuhan.

Berkomunikasi dengan klien untuk membangun dan menjaga hubungan kerja yang kuat serta mengurangi jumlah klien yang berhenti bekerja sama dengan perusahaan.

Mengimplementasikan kebijakan dan prosedur kredit yang menjaga kelancaran operasi departemen dan menghindari batasan kredit yang berlebihan.

Mahir dalam produk-produk Google Suites (seperti Google Docs, Google Sheet).

Have experience related to credit & collection.

Handle credit problem given by business (30 DPD up to WO) or correspond to assignment given.

Do day to day collection/maintain to the assigned debtor.

Reviewing, proposing, and recommend ways to save credit and settlement from debtors handled.

Reviewing credit restructuration & settlement, maintain & collection activity.

Understand bank procedure and regulation.

- Lulusan D3/S1 Teknik Pertambangan

- Fresh graduate silakan melamar

- Familiar mengenai batubara, discharging proses, standard sampling

- Bersedia bekerja dengan sistem Roster

- Monitoring dan penilaian (QC)

- Membantu sampling secara teknis

Minimal pengalaman 6 bulan di bank dan/atau multifinance (mempunyai pengalaman di industri fintech akan menjadi nilai tambah)

Mampu bekerja sama dalam team dengan interpersonal skill yang baik

Menegosiasikan opsi pembayaran yang sesuai kepada nasabah

Memonitor janji bayar debitur sesuai dengan masa tunggakan dan menagih kembali sesuai janji bayar.

Mencari keberadaan pelanggan apabila tidak dapat ditemui baik di rumah maupun kantor

Memastikan semua data pelanggan benar termasuk nomor telepon dan alamat

Mengusahakan agar pembayaran dari konsumen sesuai tanggal jatuh tempo

Meminimalkan kerugian atas angsuran yang tertunggak

Menjaga kestabilan dan kesehatan keuangan perusahaan (cash flow)

Melaksanakan hak perusahaan berkaitan dengan term & condition yang telah di sepakati dalam perjanjian, seperti penarikan, pengenaan denda, penalti, dll

Melakukan pengecekan atau monitoring terhadap nasabah perusahaan yang mengalami gangguan angsuran tidak tepat waktu.

Melakukan penagihan langsung ke nasabah yang terlambat dalam mengangsur kewajibanya

Outstanding communication & people management skill.

Liaise with Superior (Risk Management Head) as well as other top management

At least 3 years proven experience as Collection Operation Manager or equivalent position.

Manage and responsible for the Collection Operations of the company

Collaborate with various functions (Product, Engineering, HR, Finance, Marketing, Collection, Risk Modelling, and Business Intelligence) to boost efficiency and productivity

Manage customer support processes and manage them to enhance customer satisfaction

Proven experience at least 3 years in related areas

Knowledge of the collection and recovery in the financial company area

Strong communication, negotiation, and interpersonal skills

Have experience and understanding of the placement area, and have good relations with related parties

Perform billing by visiting the debtor’s address

Responsibility for achieving target AR quality performance

Proven experience at least 3 years in related areas

Knowledge of the collection and recovery in the financial company area

Strong communication, negotiation, and interpersonal skills

Have experience and understanding of the placement area, and have good relations with related parties

Perform billing by visiting the debtor’s address

Responsibility for achieving target AR quality performance

Proven experience at least 3 years in related areas

Knowledge of the collection and recovery in the financial company area

Strong communication, negotiation, and interpersonal skills

Have experience and understanding of the placement area, and have good relations with related parties

Perform billing by visiting the debtor’s address

Responsibility for achieving target AR quality performance

Minimal pengalaman 6 bulan di bank dan/atau multifinance (mempunyai pengalaman di industri fintech akan menjadi nilai tambah)

Mampu bekerja sama dalam team dengan interpersonal skill yang baik

Menegosiasikan opsi pembayaran yang sesuai kepada nasabah

Memonitor janji bayar debitur sesuai dengan masa tunggakan dan menagih kembali sesuai janji bayar.

Menganalisa hasil penanganan dan melakukan tindakan sesuai dengan ruang lingkup/wilayah kerjanya dan apabila diperlukan.

Mencari keberadaan pelanggan apabila tidak dapat ditemui baik di rumah maupun kantor

Pemeriksaan yang dilakukan adalah Visit Lapangan.

Membuat Laporan Harian kepada atasan.

Melakukan kunjungan kepada konsumen yang telah ditentukan oleh atasan.

Memastikan ketentuan perusahaan telah dijalankan oleh Cabang.

Melakukan perjalanan dinas ke cabang Banjarmasin-Pangkalanbun, cabang Banjarbaru-Batulicin

Fresh Graduate/memiliki pengalaman audit min 1 tahun

Melapor semua kegiatan kepada Project Manager dan atau Field Coordinator.

Pelaporan bulanan kepada Project Manager dan atau Field Coordinator secara tepat waktu.

Memastikan kegiatan didesa berjalan sesuai dengan pedoman/SOP yang dimiliki YCP dengan mengutamakan kualitas dan ketepatan waktu.

Pelaksanaan kegiatan tingkat lapangan dilaksanakan tepat waktu dan menghasilkan hasil yang berkualitas sesuai dengan tujuan proyek.

Pelaksanaan administrasi Proyek di masing – masing desa.

Memastikan kegiatan administrasi dan keuangan berjalan sesuai dengan baik sesuai dengan panduan YCP.

Negotiate with debtors who are in arrears, offering viable solutions to encourage immediate payment

A minimum of 3 years of relevant experience in a similar role or field is necessary

Has experience handling >90 days bucket

Strong knowledge of the Collection and Recovery domain within the financial industry

Excellent negotiation and communication skills

Conduct billing procedures by visiting debtors addresses to collect outstanding payments

Proven experience at least 3 years in related areas

Knowledge of the collection and recovery in the financial company area

Strong communication, negotiation, and interpersonal skills

Have experience and understanding of the placement area, and have good relations with related parties

Perform billing by visiting the debtor’s address

Responsibility for achieving target AR quality performance

Negotiate with debtors who are in arrears, offering viable solutions to encourage immediate payment

A minimum of 3 years of relevant experience in a similar role or field is necessary

Has experience handling >90 days bucket

Strong knowledge of the Collection and Recovery domain within the financial industry

Excellent negotiation and communication skills

Conduct billing procedures by visiting debtors addresses to collect outstanding payments

Proven experience at least 3 years in related areas

Knowledge of the collection and recovery in the financial company area

Strong communication, negotiation, and interpersonal skills

Have experience and understanding of the placement area, and have good relations with related parties

Perform billing by visiting the debtor’s address

Responsibility for achieving target AR quality performance