Account Collection Officer Jobs

Bachelor's degree in finance, business administration, or a related field. Relevant certifications in credit management or collections are a plus.

Provide regular reports and updates to the management team on collection activities, recovery rates, and portfolio performance.

Proficiency in using collection management software and other relevant tools to track and manage delinquent accounts.

Monitor and manage delinquent loans in the lending platform, ensuring adherence to internal collection policies and procedures.

Negotiate repayment plans, settlements, and other arrangements with borrowers, taking into consideration their financial capabilities and the company's objectives.

Strong understanding of collection processes, credit risk assessment, and regulatory requirements in the lending industry.

Have experience related to credit & collection.

Handle credit problem given by business (30 DPD up to WO) or correspond to assignment given.

Do day to day collection/maintain to the assigned debtor.

Reviewing, proposing, and recommend ways to save credit and settlement from debtors handled.

Reviewing credit restructuration & settlement, maintain & collection activity.

Understand bank procedure and regulation.

Melakukan visit/ kunjungan ke konsumen

Memonitoring dan mengingatkan tanggal jatuh tempo konsumen

Bertanggung jawab atas penagihan kepada konsumen

Melaporkan aktivitas / Report kepada atasan

Memiliki SIM C dan kendaraan pribadi

Pengalaman Non Leasing, Kurir dan security disukai

Having Legal & Finance knowledge or experience would be an advantage

Strong analytical and planning skills

Good communication and negotiation skills

Supervise assigned accounts to identify unresolved debts.

Develop effective repayment plans, follow-up with clients on overdue accounts, Research and implement effective collection techniques.

Update account status records and collection efforts