Investment Credit Analyst Manager

At AIA we’ve started an exciting movement to create a healthier, more sustainable future for everyone

As the largest listed company on the HKSE, we’ve been proudly making a difference across Asia for over a century. We believe in empowering every one of our people to find their 'better' - in the work they do, the career they build, the life they live and the difference they make. So that together we can support even more people - including our own - to live Healthier, Longer, Better Lives, build healthier societies and cultivate healthier environments that better everybody. If you believe in better, we’d love to hear from you.

AIA is hiring Investment Credit Analyst to manage Analysis and proactive monitoring of overall external credit rating, financial strength, business continuity, repayment capability, risk tolerance, and regulatory compliance of the credit that AIA Financial invested.

Key Responsibilities :

• Obtain credit limit approval from Head of Group Credit Research – Fixed Income or Regional Director of Investment Management – Fixed Income for Life portfolios and from local Chief Investment for ILP, Severance Pay, Dana Pesangon, Segregated funds and DPLK AIA FINANCIAL funds; ensure and monitor credit limit to be within the approved limit
• Proactive monitoring of credit/industry/regulatory risks of issuers covered
• Obtain bond market outlook and macroeconomic data for Weekly Credit meeting, Quarterly Portfolio Review meeting (including Obligor Risk Rating movement and condition), presentation material(s) and Investment Committee meeting.
• Identity and recommend investment opportunities to Head of Fixed Income and Fixed Income Portfolio Manager(s)
• Analyze overall credit and financial strength, business continuity, repayment capability, risk tolerance, and regulatory compliance of the credit based on internal Investment Governance Framework Standard (for Life portfolios) or related policies / procedures (non-Life portfolios) to obtain internal credit rating approval or mapping from external credit rating houses based Investment Risk Management Standard from Head of Group Credit Research – Fixed Income or Regional Director of Investment Management – Fixed Income in order to ensure quality investment
• Conduct update and review calculation of all counterparty banks Liquid Assets to determine the bank limit for Time Deposit, mudharabah placement, and bond issuance in ILP, Severance Pay, and Pension funds

Job Requirements:

• Ability to maintain a positive attitude while investment recommendations are reviewed and challenged by other Research Team members or PMs
• Proficiency in balance sheet knowledge and financial modelling
• Strong analytical skills in finance, economic and/or credit / risk analysis
• Critical thinking to anticipate risks and prepare and present investment strategies
• Minimum CFA Level I preferable
• Minimum 7 years experience in corporate finance and credit / risk analysis