Senior Credit Analyst Jobs

• About the position: .

Responsible for assessing and recommending the creditworthiness of potential clients, and conducting a comprehensive analysis of financial and business conditions, including analysis of ratios and trends, analysis of cash flow, business capacity, and collateral

Responsibilities:

• Evaluate the creditworthiness of potential clients based on their financial condition, credit history, business condition, capacity, and other relevant parameters.
• Assist in negotiating credit terms and conditions with new and existing clients.
• Prepare reports showing an analysis of the risks in granting credit, including credit information, business analysis, and credit decisions or recommendations.
• Assist in formulating credit policies and procedures to optimize business profitability while maintaining credit risk within acceptable parameters.
• Stay abreast of industry trends, market conditions, and regulatory changes that may affect a potential client's creditworthiness.
• Monitor the asset quality of the company's portfolio continuously by tracking and analyzing credit performance and trends.
• Maintain accurate and current credit files and documentation.

Requirements:

• Minimum of 3 years of experience in a credit analyst or related role
• Strong communication and presentation skills, with the ability to effectively communicate with senior leadership and stakeholders
• Excellent problem-solving and critical-thinking skills
• Strong analytical skills with experience analyzing complex problems

Bonus point if:

• MBA Graduated
• Have experience in Banking