Digital Smb Lending Circle Lead Jobs

Experienced in AYDA (agunan yang diambil alih)* acquisition, asset sales through or without action, litigation in court.

Experienced in banking especially handling fixed asset

Possess high qualities of open mindednesses, networking skills, comprehensive negotiation skills, and self motivation.

Meet certain sales targets for Semester 1 (until June 2023) related to Auction, AYDA, and Bad debt (NPL).

Lead and maximize remedial team to achieve remedial team target

Cooperate with business team to handle the watchlist customer

Bachelor's degree in finance, business administration, or a related field. Relevant certifications in credit management or collections are a plus.

Provide regular reports and updates to the management team on collection activities, recovery rates, and portfolio performance.

Proficiency in using collection management software and other relevant tools to track and manage delinquent accounts.

Monitor and manage delinquent loans in the lending platform, ensuring adherence to internal collection policies and procedures.

Negotiate repayment plans, settlements, and other arrangements with borrowers, taking into consideration their financial capabilities and the company's objectives.

Strong understanding of collection processes, credit risk assessment, and regulatory requirements in the lending industry.

In charge of collection reports to support management and operational needs

Proven work experience minimum as a Funding Officer is a must

Experience in funding selling products for at least 5-7 years

In charge of allocation strategy and target setting for the operational team

Monitor and analyze collection performance , including but not limited to flow rate and operational performance

Propose, assist, and or coordinate projects and experiments to improve the performance of collection

Minimum of 7 years of experience in Product Management, Project Management, or similar roles

Lead and own the product development and profitability from formulating requirement, managing stakeholder, projecting revenue sizing to rolling-out strategies

Have experience managing both online and offline market

Have experience in backlog/initiatives prioritization and the capability to decide trade-offs

Have experience working in financial services/lending domain

Have experience managing external partners and/or merchants i.e. banks

Fresh graduates or candidates with 0-1 year of experience are welcomed to apply

Good interpersonal skills and ability to communicate effectively

Support lending initiatives and lending projects from propositioning to launching

Support necessary research for project/business needs

Communicate and coordinate with multiple stakeholders related to lending projects

Responsive follow-up for administrative needs related to lending business

Should at least have a minimum of 8 years of working experience in credit risk management within Multi Finance or Banking

Develop and improve credit policy based on behavior assessments and other third-party sources to optimize portfolio management strategy

Manage small to medium size of risk team that will support the areas of responsibilities

Monitor performance and recommends collection strategies to ensure portfolio is managed properly within credit and fraud appetite

Deep knowledge of OJK regulations for peer-to-peer, to have an understanding of other financial service industry regulations would be a plus

Bachelor's Degree in Business, Engineering, Computer Science, Math, Economics, Statistics, or equivalent experience