Credit Risk Data Analyst Jobs

Collaborating with other departments, such as IT, Customer Services and Risk Management, to develop and implement fraud prevention strategies and policies.

Maintaining accurate records of fraud incidents and investigations and providing regular reports to management.

Ensuring compliance with regulatory requirements related to fraud prevention and reporting.

A minimum of 2 years’ hands-on experience in a fraud investigation role in banking and Data Analytics.

Experience in digital banking and/or financial technology companies will be a significant plus.

Advance knowledge in SQL is a must

Final year or graduated student majoring in Statistics or at least having experiences/projects in data analysis

Should have practical experience in VBA, SQL or other related tools. Prior experience with applied statistics, and experimental design

Perform exploratory data analysis using VBA or other tools.

Present interesting findings of business operations performance to support key business stakeholders to drive business and strategic decisions.

Build self-serve and predictive data products such as dashboards and tables to reduce time to insights

Proven ability to recognize business needs and ability to communicate with multiple stakeholders.

Have knowledge in the field of internal control, procedures, systems, operations, and risk management

Have Certification in Risk Management

Documents model in accordance with Model Risk Management policies and procedures

Works with internal and external parties to have model validated and approved by the Model Risk Management committee

Presents model results to senior management and appropriate committees

Presents findings of validations to senior management

Should have at least 2 years of experience in Credit Risk management

Have an experience with credit system and database to monitor and manage credit portfolio

Have a knowledge in credit underwriting process and credit decision

Review and analyze credit portfolio quality to meet the risk appetite and company goals

Able to work in individual or team

2+ years experience with data analysis experience in e-commerce/fintech company, prefer with credit analysis experience

Logical thinking, proactive, strong communication skills, good at teamwork

Bachelor degree or above which is relate to economic, mathematic, and statistics

Fluent with hive SQL, familiar to use Python, SAS. R. spark, etc for data analyzing

Master statistical methods and tools, and familiar with the methods of statistical testing of models

1-2 years experience with data analysis experience in e-commerce/fintech company, prefer with credit analysis experience.

Logical thinking, proactive, strong communication skills, and a team player.

·Strong written and verbal interpersonal English and Bahasa Communication skills

·Good interpersonal and decision-making skills

·1 – 2years of demonstrable experience

Responsible for daily monitoring business system, include entire business process and regularly report the business & risk control situation.

1-2 years experience with data analysis experience in e-commerce/fintech company, prefer with credit analysis experience.

Logical thinking, proactive, strong communication skills, and a team player.

·Strong written and verbal interpersonal English and Bahasa Communication skills

·Good interpersonal and decision-making skills

Responsible for daily monitoring business system, include entire business process and regularly report the business & risk control situation.

Responsible to collect various types of features in maintaining & optimizing business.

Experience in formulating risk strategies for online small and micro loan products is preferred.

Monitor and analyze business operations, analyze the effectiveness of strategies, and discover risk characteristics and strategies

Improve the monitoring system and reports, real-time observation changes in indicators, periodically analyze and measure risks, and formulate risk strategies

Third-party data evaluation and analysis, output evaluation report, and application plan to solve business problems

Responsible for strategy deployment and online verification, output strategy crown pick and verification report

User risk profile analysis, customer group change monitoring and model performance monitoring.

4+ years of Data analytics experience

A champion of research based analysis with proven scientific writing skill

Solid knowledge in SQL and strong in Exploratory Data Analysis

Advanced knowledge in Python or R

Become SME (Subject Matter Expert) in terms of Data & Analytics within business unit/cluster

Analyse data to better understand potential risks, concerns and outcomes of decisions

You must have knowledge and experience of working with SQL at least 2 years

You must have experience in lending business at least 2 years

You must have good communication and adaptive skills, be responsible and discipline in data providing

You will support existing dashboards to track daily collection productivity

You will create new monitoring to oversee new processes and strategy changes

You will participate regular budgeting process and do model for related Collection Cost

Advanced working SQL knowledge and experience working with relational databases, query authoring as well as working familiarity with various databases.

Build processes supporting data transformation, data structures, metadata, dependency, and workload management.

Assemble large, complex data sets that meet functional / non-functional business requirements.

Experience building and optimizing data pipelines, architectures, and data sets.

Strong analytic skills related to working with unstructured datasets.

Knowledge of message queuing, stream processing, and highly scalable data stores.

Experience in formulating risk strategies for online small and micro loan products is preferred.

Monitor and analyze business operations, analyze the effectiveness of strategies, and discover risk characteristics and strategies;

Improve the monitoring system and reports, real-time observation changes in indicators, periodically analyze and measure risks, and formulate risk strategies;

Third-party data evaluation and analysis, output evaluation report, and application plan to solve business problems;

Responsible for strategy deployment and online verification, output strategy crown pick and verification report;

User risk profile analysis, customer group change monitoring and model performance monitoring.

1-3 years experience with data analysis experience in e-commerce/fintech company, prefer with credit analysis experience

Logical thinking, proactive, strong communication skills, good at teamwork.

Bachelor degree or above which is relate to economic, mathematic, and statistics

Fluent with hive SQL, familiar to use Python, SAS. R. spark, etc for data analysing

Master statistical methods and tools, and familiar with the methods of statistical testing of models;

1-3 years experience with data analysis experience in e-commerce/fintech company, prefer with credit analysis experience

Logical thinking, proactive, strong communication skills, good at teamwork.

Bachelor degree or above which is relate to economic, mathematic, and statistics

Fluent with hive SQL, familiar to use Python, SAS. R. spark, etc for data analysing

Master statistical methods and tools, and familiar with the methods of statistical testing of models;

Responsible for compiling the development requirements of the model and coordinating the implementation process of the entire model;

Develop feature mining work, and be responsible for the proposal and arrangement of feature library requirements.

1-3 work experience relate to banking/fintech, experience which is relate to data analysis and credit risk modeling

Develop credit risk measurement models, which include credit line models, credit scoring models, and anti-fraud models

Responsible for model monitoring and maintenance, writing monitoring analysis reports and risk reports, etc., and continuously optimizing the model;

Combine the model with current risk control policies to provide strategy optimization suggestions based on data analysis;

Experience in formulating risk strategies for online small and micro loan products is preferred.

Monitor and analyze business operations, analyze the effectiveness of strategies, and discover risk characteristics and strategies;

Improve the monitoring system and reports, real-time observation changes in indicators, periodically analyze and measure risks, and formulate risk strategies;

Third-party data evaluation and analysis, output evaluation report, and application plan to solve business problems;

Responsible for strategy deployment and online verification, output strategy crown pick and verification report;

User risk profile analysis, customer group change monitoring and model performance monitoring.

· Having at least 1 years banking experience as Risk Analyst/Account Officer/Relationship Manager in SME Banking;

· Preferably graduated from Officer Development Program (ODP) or Management Trainee (MT) Program from reputable bank;

· Certified in Risk Management

· Having good knowledge in Credit Analysis, Trade Finance, Insurance, Guarantee & Treasury;

· Directs the overall performance of risk management procedures

· Defining issues in risk management procedure

Provide assistance for Collection managers on Collection tools and system support

Minimum 2 years experiences in Collection function, data analysis, lending, or other related fields within Financial Institution

Advance knowledge in SQL and or statistical tool (e.g. SAS)

Strong analytical skills and put attention on details

Daily review key Collection indicators and provide highlight to Collection Director

Perform regular analysis on agent productivity metrics

Holding minimum S1 preferably in Finance, Banking, Management, Accounting and Statistic or Mathematic from reputable universities;

Having at least 3 years banking experience as Risk Analyst/Account Officer/Relationship Manager in SME Banking;

Preferably graduated from Officer Development Program (ODP) or Management Trainee (MT) Program from reputable bank;

Having good knowledge in Credit Analysis, Trade Finance, Insurance, Guarantee & Treasury;

Directs the overall performance of risk management procedures

Defining issues in risk management procedure