Junior Credit Analyst Jobs
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Credit Analyst Sme/Commercial (Jakarta)
By PT Bank Danamon Indonesia, Tbk.
At Area DKI Jakarta, Indonesia
Are you looking for an exciting opportunity to join a fast-growing financial services company? We are looking for a Junior Credit Analyst to join our team and help us make sound financial decisions. You will be responsible for analyzing financial statements, assessing credit risk, and making recommendations to management. If you have a passion for finance and are looking for a challenging role, this could be the perfect job for you!
Overview A Junior Credit Analyst is responsible for analyzing credit risk and making decisions on loan applications. They are responsible for assessing the creditworthiness of potential borrowers and making recommendations to senior management. They must also monitor existing loans and provide ongoing analysis of credit risk. Detailed Job Description A Junior Credit Analyst is responsible for analyzing credit risk and making decisions on loan applications. They must assess the creditworthiness of potential borrowers and make recommendations to senior management. They must also monitor existing loans and provide ongoing analysis of credit risk. They must be able to analyze financial statements, credit reports, and other documents to determine the creditworthiness of potential borrowers. They must also be able to assess the risk associated with various types of loans and make recommendations to senior management. Job Skills Required• Analytical skills
• Financial analysis skills
• Credit analysis skills
• Risk assessment skills
• Decision-making skills
• Communication skills
• Interpersonal skills
• Problem-solving skills
• Time management skills
Job Qualifications
• Bachelor’s degree in finance, accounting, or a related field
• Knowledge of banking regulations and laws
• Knowledge of financial analysis and credit analysis
• Experience with loan processing and loan origination
• Ability to analyze financial statements and credit reports
• Ability to assess risk associated with various types of loans
• Ability to make sound decisions
Job Knowledge
• Knowledge of banking regulations and laws
• Knowledge of financial analysis and credit analysis
• Knowledge of loan processing and loan origination
• Knowledge of financial statements and credit reports
• Knowledge of risk assessment
Job Experience
• Previous experience in a financial or banking institution
• Previous experience in a credit analyst role
• Previous experience in a loan processing or loan origination role
Job Responsibilities
• Analyze financial statements, credit reports, and other documents to determine the creditworthiness of potential borrowers
• Assess the risk associated with various types of loans
• Make recommendations to senior management regarding loan applications
• Monitor existing loans and provide ongoing analysis of credit risk
• Prepare reports and presentations for senior management
• Maintain up-to-date knowledge of banking regulations and laws
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